Home insurer finds burglars are targeting middle class semi-detached houses

A middle class semi-detached house with a Ford Mondeo parked outside and games consoles on view inside is a perfect target for burglars, claims a new study from Halifax Home Insurance .

According to the research, burglars prefer to steal from a semi-detached house worth around 150,000 as they believe expensive properties have more rooms which makes it more difficult to find the items they want to take.

Burglars look for items that are ‘must have’ because they will be able to sell them on. Top of the list are games consoles (PS3 and the Nintendo Wii are favourites), followed by mobile phones and jewellery . Read more…

Tags: Class, Middle Class   Posted in Insurance Quotes

GAO: Federal Risk Pool Awkward, Costly

The new federal Pre-Existing Condition Insurance Plan (PCIP) program is hard to get into, too expensive for the typical uninsured individual with a chronic illness, and under-promoted, according to officials at the U.S. Government Accountability Office (GAO).

John Dicken, a GAO director, writes about those findings in a summary of a PCIP study conducted at the request of Sen.

Read more…

Tags: Federal, Federal Risk   Posted in Insurance Quotes

Benefits of Condo Insurance

Owning a condominium is beneficial for many people. Compared to homeowners, condo owners need not worry about the damages like the roof being blown away by storm or the building burning down because it is covered by the master insurance. Of course it is not easy for anyone to loose their home due to fire or other causes but having insurance will take away a large worry off your chest.

Here are some of the facts that you need to know about condo insurance:

The outside structure of your condo is already insured when you first purchased it. It is on the master policy that the homeowner’s association provided. Y Read more…

Tags: Condo, Condo Insurance   Posted in Insurance Quotes

New York Woman Gets Prison Time for Workers Comp Fraud


An Albany, N.Y., woman was recently ordered to spend one to three years in state prison, and ordered to pay $43,405 in restitution, based on false claims she made concerning a neck injury, Albany County District Attorney David Soares announced.     Kelly Woods, 23, admitted she lied to doctors, the New York State Insurance Fund, and the State Workers Compensation Board by claiming she was suffering a permanent flexion of her neck at a 90-degree angle.(WCxKit)     She claimed her condition was the result of a workplace accident at a local construction firm based in Colonie, N.Y. Woo Read more…

Tags: Prison, Prison Time   Posted in Insurance Quotes

5 Times to Just Settle That Workers Compensation Claim File


There are times while engaged in a workers compensation file that you are better off just settling the file out, redeeming all costs for medical, wages, and future medical exposure. Some files will not necessarily call for a full settlement, maybe it is better to settle either wages or medical, or both, but it has to be done when the scenario calls for it. Some examples are below.

Note: These are general examples, and all actual claim situtations should be reviewed by your legal counsel. Read more…

Tags: File, Workers Compensation   Posted in Insurance Quotes

Five Lessons Employers Can Learn from the NFL Concussion Suit


Since NFL means National Football League, those in the workers compensation industry may be wondering why retired players filed their class-action lawsuit in just California. Seventy-five retired National Football League players are suing the NFL citing mismanagement of concussions and willful concealment of evidence of the long-term effects of head injuries which led to the players’ current brain damage.   Read more…

Tags: Suit   Posted in Insurance Quotes