Happy Life Insurance Awareness Month from Efinancial

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Life Insurance Awareness Month (LIAM) is observed every year in September. Each year at Efinancial, we celebrate this annual event by educating our customers and site visitors about the value and importance of carrying life insurance coverage. We would like to take this opportunity to wish each of you a Happy Life Insurance Awareness Month and to teach you a bit about LIAM.

What is Life Insurance Awareness Month?

The Life and Health Insurance Foundation (LIFE) coordinates Life Insurance Awareness Month annually for Education. The LIFE F

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Tags: Awareness Month, Efinancial, Insurance Awareness, Insurance Awareness Month   Posted in Insurance News

Dowler family joins legal reform debate

Milly Dowler’s family has urged David Cameron in a letter to rethink proposed legal reforms in consideration of the fact that the change could have prevented them from suing News International, reports The Guardian.

Tags: Legal Reform, Reform   Posted in Insurance Quotes

Vaccination must be part of response to cholera outbreak in Haiti

Though “[c]holera vaccines are not a magic bullet and are not available in adequate numbers” to vaccinate everyone in Haiti, where at least 10 people die each day in an outbreak that began in October 2010, “there are compelling reasons to add vaccinations to the arsenal of public health weapons that has been deployed against cholera in Haiti,” aWashington Post editorial states. Efforts to improve access to clean water, educate the public about cholera transmission and treat those infected are ongoing, “[b]ut those efforts should be supplemented with an ambitious vaccination program starting as soon as practicable,” the editorial writes.

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Tags: Haiti, Outbreak Haiti   Posted in Insurance Quotes

Explaining park caravan insurance

Park caravan insurance (sometimes known as park home insurance) is a form of insurance protection aimed at a specific type of caravan/dwelling.

The insurance industry typically recognises a number of different caravan types:

  • park homes (park caravans);
  • static caravans;
  • touring caravans;
  • trailer tents;
  • motorhomes.

In the case of park homes, this category is typically defined partly by its location and partly by the way that the caravan or dwelling is used.

If you have a structure/caravan that resides on a site that has been approved by the local authorities for permanent park home occupation and you occupy your structure/ caravan as your permanent place of residence, then it will typically be defined as a park home.

As such, it will require specific park home (park caravan) insurance.

In another situation, if you have the static caravan located on a site licensed only for temporary caravan usage and you only occupy your caravan for a few weeks per year for holiday purposes, then it will typically require static caravan insurance.

The two forms of cover are not interchangeable and you cannot use static caravan insurance for a caravan/dwelling that you occupy on a permanent basis.

This is not just a discussion around the meaning of words.

Caravan insurance providers typically see the risks for a park home and a static caravan, as being significantly different.

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Tags: Caravan Insurance, Insurance, Park Caravan, Park Caravan Insurance   Posted in Insurance News

7 worst natural disasters of the 21st century

Natural disasters have the ability to affect many people, not only through the physical destruction they cause, but also through injury, homelessness and even death. The earthquake and tsunami in Japan last week remind us that Mother Nature can be extremely destructive.

Here we list the seven worst natural catastrophes of the 21st century. There have been many more natural disasters since the start of the millennium, but these seven were the most severe given their cost, the injuries inflicted and the lives they claimed.

Catastrophe statistics are from the Insurance Information Institute (III).

7.

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Tags: Disasters, Natural Disasters   Posted in Insurance News

The Most Expensive ‘Home’ in the World

Antilia is a building completed in Mumbai for Indian businessman Mukesh Ambani, Chairman of Reliance Industries. Heres a look at what your house could be like (if you were a billionaire with a hunger for the extravagant).

Posted in Insurance Updates