Michigan Workers Compensation Law Basics 101

In Michigan, every employer who has three or more employees, at any one time, or employs one or more workers for 35 or more hours per week for 13 or more weeks, is required to carry workers compensation insurance. Except:   1.     Agricultural employees are exempt under certain special circumstances, however agricultural employers may voluntarily cover their workers. (WCxKit)   2.     Self-employed people do not have to have work comp insurance for themselves, but are required to have work comp insurance for their employees.    3.     Partners and corporate officers can elect to exclude themselves from work comp insurance coverage.     

 

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Tags: Workers, Workers Compensation   Posted in Insurance Quotes

Cheapest Car Insurance Know-How

Whether you already own a car or you have plans of getting one, it is mandatory that you must have car insurance policy which happens to be a major consideration in owning a car. Given that it is a necessity, you tend to look for the cheapest car insurance available. Nonetheless, it should also provide you with the best coverage.

In almost all states, car insurance is a requirement when you have your own car. Thus, you have to familiarize yourself with whatever the law requires and what type of coverage will assist you in the occurrence of an accident.

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Tags: Car Insurance, Insurance   Posted in Insurance Updates

Best Affirms Endurance Specialty and Subs ‘A’ Ratings

A.M. Best Co. has affirmed the financial strength rating of ‘A’ and issuer credit ratings of “a” of Endurance Specialty Insurance Ltd. and its affiliates. Best also affirmed the ICR of “bbb” and debt ratings of the publicly traded parent company, Endurance Specialty Holdings, Ltd.

The outlook for all ratings is stable. All of the above companies are domiciled in Bermuda.

The ratings reflect Endurance’s “strong level of risk-adjusted capitalization, solid historical operating performance over the last few years and its specialty focused, diversified business profile,” said Best. “Over the last fe

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Tags: Endurance Specialty, Ratings   Posted in Insurance Updates

Denmark Trade Union Campaign to Cut Airport Pollution

A Danish study commissioned from Aarhus University by the 3F union reports that workers on airport tarmacs are breathing in extremely high levels of ultra fine particle emissions from aircraft engines, at a high cost to their health.     According to the health and safety department of the European trade union institute (ETUI), a case of bladder cancer in a baggage handler has been recognized as an occupational disease. Danish trade unions are calling the national and European authorities to account by campaigning for a series of demands including an exposure limit value. ( Read more…

Tags: Airport, Airport Pollution   Posted in Insurance Quotes

The best financial institution data service

We are the best financial institution data that will really help your company.  It will give you more than your expectation. It will guide your company’s financial data safely and of course it really helps to improve your company. It will give you the real time to access your financial data. It will provide a lot of benefit if you really apply it in your company. No

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Tags: Data, Financial Institution, Financial Institution Data, Institution Data   Posted in Insurance Quotes

Iran Oil Tanker Operator Says Ship Insurers Decline to Renew Coverage

Iran’s biggest crude oil tanker operator, NITC, said on Friday that its club of ship insurers had declined to renew policy cover for the coming year due to the impact of tightening sanctions in the European Union.

Western nations suspect Iran is seeking to develop a nuclear bomb, although Tehran says the program is peaceful.

NITC gets its third party liability insurance and pollution cover from the P&I Club market, which are marine insurers owned by shipping clients.

“NITC has found itself caught up in a situation of tightening sanctions as a totally innocent party, along with some 100 other Iranian shipping companies,” NITC chairman and managing director Mohammad Souri said in a statement.

Souri said it hoped for an early resolution of this matter and “speedy renewal of cover” from international group clubs.

“In the meantime, the company has been obliged to ensure that alternative P&I arrangements are in place for all ships trading in its international fleet, up to the required level of $1 billion of pollution cover for each incident,” he said.

“That cover is being provided by a mixture of fixed-premium insurers and other insurance companies based outside the EU, with adequate and suitable reinsurance provision.”

Tags: Oil Tanker Operator, Renew, Ship Insurers, Tanker Operator   Posted in Insurance Updates