Posted October 26th, 2011
by George Lewis
Determining your life expectancy is important when it comes to buying life insurance. Although the topic of life expectancy can be bleak, consider it carefully when shopping for a life insurance policy. Your projected life expectancy will help you to decide whether to by whole life or term life insurance coverage. How does your life expectancy play into this?
Life Insurance Terms
With term life insurance, a beneficiary only receives a death benefit if the Insured dies within the term of the policy. Because the overall risk to the insurance company is lower with term life insurance, term policies are generally much less expensive than whole life coverage. Tho
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Tags: Expectancy, Life Expectancy Posted in Insurance News
Posted October 24th, 2011
by Amelie Weedon
Whether you are a first-time buyer or a seasoned natural, the process of buying a home is quite arduous and in all of the excitement and frustration, it is easy to lose yourself in the details. When it comes to choosing your home insurance however, you must be vigilant and always read the fine print of the policy you choose so that you can avoid unwelcomed surprises if you need to file a claim. Here is a list of posts detailing some of the things your home insurance probably doesn’t cover.
Tags: Home, Things Home Posted in Insurance Updates
Posted October 24th, 2011
by Alexander Holland
A new study by researchers at Worcester Polytechnic Institute shows that cranberry juice is far better at preventing biofilm formation, the precursor of urinary tract infections, than an extract of proanthocyanidins, flavonoids found in cranberries
With scientific evidence now supporting the age-old wisdom that cranberries, whether in sauce or as juice, prevent urinary tract infections, people have wondered if there was an element of the berry that, if extracted and condensed, perhaps in pill form, would be as effective as drinking the juice or eating cranberry sauce.
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Tags: Infections, Tract Infections, Urinary Tract, Urinary Tract Infections Posted in Insurance Quotes
Posted October 14th, 2011
by George Lewis
You’ve been eying that expensive flat-screen TV for months, and it finally went on a sale for an unbelievable price. As you rolled up to the cashier with a television the size of a bed sheet, you may have been faced with a question you weren’t prepared for: do you want to buy the extended warranty?
Checking your renters or home insurance policy probably wasn’t top of mind when you were dreaming about high-definition picture quality, but understanding your coverage is a good idea whenever you make big purchases.
Consider these three tips from the National Association of Insurance Commissioners to help you weigh the extended warranty decision:
- Know the difference between insurance and warranties. Manuf
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Posted in Insurance News
Posted October 13th, 2011
by Alexander Holland
As the level of residential cannibis farming rises, Aviva is warning landlords to be extra vigilant.
There has been a 30 per cent year-on-year increase in claims relating to cannibis farming, according to a report from the insurer, which is consistent with a Home Office report that reveals there was an increase of 18 per cent in the number of cannibis plants seized in 2009/10 compared with 2008/9.
Matthew Gordon, underwriting manager, property owners, at Aviva said: “Despite the upgrade of cannabis to a class B drug two years ago the industry continues to grow. Read more…
Tags: Cannibis Farming, Farming, Residential Cannibis, Residential Cannibis Farming Posted in Insurance Quotes
Posted October 12th, 2011
by Amelie Weedon
The insurance industry is lobbying ministers to use the forthcoming legal aid bill to ban referral fees in personal injury litigation, amid concern that the practice has sent car insurance premiums soaring.
In road accidents, customer details are routinely sold by insurers, garages and even the police to personal injury lawyers or accident management companies who seek to ramp up customer claims and take a big cut. The business is estimated to be worth £3bn a year and has helped to push up the price of car insurance policies by 50% over the last 18 months.
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Tags: Injury, Referral Fees Posted in Insurance Updates