Posted September 26th, 2011
by George Lewis
Arkansas’ Insurance Commissioner is attempting to rally support from state lawmakers to help establish a health insurance exchange. Commissioner Jay Bradford is urging legislators to back a grant application that, if approved, would bring $3.8 million in federal funding to the state. Arkansas lawmakers have been leery of the federally mandated insurance exchanges due to their association with the controversial Affordable Care Act, which the state opposes. Governor Mike Beebe has said that he will not seek out federal funding unless the state’s Legislature shows support for an exchange.
The money would help the state construct an insurance exchange, which is meant to help residents find affordable health insurance that they may not have access to currently. Com
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Tags: Insurance Commissioner, Insurance Exchange, Lawmakers Posted in Insurance News
Posted September 25th, 2011
by Amelie Weedon
If you are planning to give your holiday home a major makeover in order to widen its appeal or increase its value, don’t forget to tell your second home insurance provider. Contact your insurer before work commences on any conversions, extensions or other structural work to the buildings – as this may change the conditions of the insurance.
Why improve?
Self catering holidays are popular not just because of the often lower costs compared to hotel-based holidays, but because holiday makers can also benefit from the flexibility of eating in and enjoy more freedom and space.
While the demand for self catering properties is high, which is great news for second home owners looking to let their property – the self-catering holiday market is very competitive. Gone
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Tags: Holiday Home, Insurance Posted in Insurance Updates
Posted September 25th, 2011
by George Lewis
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Life Insurance Awareness Month (LIAM) is observed every year in September. Each year at Efinancial, we celebrate this annual event by educating our customers and site visitors about the value and importance of carrying life insurance coverage. We would like to take this opportunity to wish each of you a Happy Life Insurance Awareness Month and to teach you a bit about LIAM.
What is Life Insurance Awareness Month?
The Life and Health Insurance Foundation (LIFE) coordinates Life Insurance Awareness Month annually for Education. The LIFE F
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Tags: Awareness Month, Efinancial, Insurance Awareness, Insurance Awareness Month Posted in Insurance News
Posted September 22nd, 2011
by Alexander Holland
Milly Dowler’s family has urged David Cameron in a letter to rethink proposed legal reforms in consideration of the fact that the change could have prevented them from suing News International, reports The Guardian.
Tags: Legal Reform, Reform Posted in Insurance Quotes
Posted September 21st, 2011
by Alexander Holland
Though “[c]holera vaccines are not a magic bullet and are not available in adequate numbers” to vaccinate everyone in Haiti, where at least 10 people die each day in an outbreak that began in October 2010, “there are compelling reasons to add vaccinations to the arsenal of public health weapons that has been deployed against cholera in Haiti,” aWashington Post editorial states. Efforts to improve access to clean water, educate the public about cholera transmission and treat those infected are ongoing, “[b]ut those efforts should be supplemented with an ambitious vaccination program starting as soon as practicable,” the editorial writes.
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Tags: Haiti, Outbreak Haiti Posted in Insurance Quotes
Posted August 28th, 2011
by George Lewis
Park caravan insurance (sometimes known as park home insurance) is a form of insurance protection aimed at a specific type of caravan/dwelling.
The insurance industry typically recognises a number of different caravan types:
- park homes (park caravans);
- static caravans;
- touring caravans;
- trailer tents;
- motorhomes.
In the case of park homes, this category is typically defined partly by its location and partly by the way that the caravan or dwelling is used.
If you have a structure/caravan that resides on a site that has been approved by the local authorities for permanent park home occupation and you occupy your structure/ caravan as your permanent place of residence, then it will typically be defined as a park home.
As such, it will require specific park home (park caravan) insurance.
In another situation, if you have the static caravan located on a site licensed only for temporary caravan usage and you only occupy your caravan for a few weeks per year for holiday purposes, then it will typically require static caravan insurance.
The two forms of cover are not interchangeable and you cannot use static caravan insurance for a caravan/dwelling that you occupy on a permanent basis.
This is not just a discussion around the meaning of words.
Caravan insurance providers typically see the risks for a park home and a static caravan, as being significantly different.
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Tags: Caravan Insurance, Insurance, Park Caravan, Park Caravan Insurance Posted in Insurance News