Posted December 29th, 2011
by George Lewis
Did you know that not all life insurance policies are the same? It’s worth taking note, when it comes to life insurance, it pays to understand the differences between policies so you can choose the policy that fits your specific needs and situation.
Not Your Parents’ Life Insurance
Before we talk about how life insurance policies work today, let’s take a look backwards. When your parents started work, they probably began paying on a term life insurance policy offered through their employer.
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Tags: Insurance Policies, Life Insurance, Life Insurance Policies, Same Posted in Insurance News
Posted November 24th, 2011
by Amelie Weedon
Assumption Life is one of Canada’s leading insurance carriers for non-medical life insurance solutions.
Its basic non-medical policy is called Total Protection and is available with as few as four questions. Face amounts can range from 5,000 to 50,000 and for amounts over $30,000, additional health questions are required. The policies are available to applicants age 18 to 80 and they come with a multi-life discount.
The policies are available on a deferred basis, that is, if death occurs within the first two years, by non-accidental means, the payout is limited to a return of premium, plus interest.
Assumption Life’s flagship non-medical life insurance plan is Golden Protection. Read more…
Tags: Assumption Life, Insurance, Life Insurance Posted in Insurance Updates
Posted November 23rd, 2011
by George Lewis
We hear from consumers all the time who are confused about life insurance rates and are looking for guidance on how to properly compare rates. The fact of the matter is there is no secret approach. In order to truly select the best life insurance available for your needs, you’ll need to spend the time to shop around and compare.
At Efinancial we have developed a platform designed to simplify this process. When you visit Efinancial.com, you’ll find one stop shopping; allowing you to compare rates from top rated carriers. If you have questions, our licensed life insurance advisors can help assess your needs and select the life insurance policy that’s right for your family and you.
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Tags: Compare, Insurance Rate, Life Insurance, Life Insurance Rate Posted in Insurance News
Posted November 20th, 2011
by Alexander Holland
The Veterans Affairs’ Life Insurance Program has received high marks from their policyholders and beneficiaries.
The American Customer Satisfaction Index (ACSI) independent survey, conducted via phone through June of 2011, was facilitated by the University of Michigan Business School, the American Society for Quality and the Claes Fornell International Group. The survey was designed to measure overall customer satisfaction.
The Veterans Affairs’ Insurance customer service center received a score of 87 on a scale of 100, nearly 20 points higher than the aggregate of all federal call centers and 10 points higher than the aggregate of for private-sector call centers.
“According to the ACSI and the CFI, VA Insurance Program’s score of 87 is the highest ever seen for a government call center,” said Under Secretary for Benefits Allison A. Hickey.
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Tags: Insurance Program, Life Insurance, Life Insurance Program, Program Posted in Insurance Quotes
Posted August 15th, 2010
by admin
Most people know that having life insurance is a good thing because they want to provide for their heirs in the event of their death. Unfortunately, once the policy is written and the policy holder has that certificate of insurance in hand, it just looks like any other legal contract or document, and is virtually unintelligible to the average layperson. For this reason, it is always a good idea to do a simple internet search for ‘sample life insurance policy’ in order to take a look at one, and perhaps some of the explanatory information that may be included on that site.
While everyone knows that the beneficiary or beneficiaries get the money upon your death, there are other terms that may as well be in some foreign language. It Read more…
Tags: Life Insurance, Policy Posted in Insurance Quotes